How Much Of My Salary Should I Save For Retirement?

Saving a portion of your salary for retirement.

Financial responsibilities occur early in life, but before you know it, paying your bills and getting a promotion are not the only things that you’ll worry about. Pension systems can help alleviate some of the concerns that you have, but a pension shouldn’t be the only form of retirement that you have. Will you ever […]

How to Set Up International Life Insurance in Japan

Foreign people living in Japan face many challenges. Whether cultural differences or language barriers, these issues can be frustrating and make simple tasks arduous. One challenge foreign people living in Japan face is getting life insurance. Navigating the Japanese insurance industry is hard, especially if you do not speak Japanese or understand foreign insurance. Many […]

NISA Vs. iDeCo

Making the most out of retirement requires careful planning, investment, and saving during your working career. Depending solely on basic government pension programs, such as the National Pension in Japan, can lead to a less than ideal retirement. Fortunately, Japan has several tax-privileged investment accounts that can help grow wealth more efficiently and help you […]

Guide: How To Retire In Japan

Retire in Japan.

Japan is known for its vast history, beautiful scenery, delicious food and rich culture. Home to over 126 million inhabitants, Japan is comprised of over 80% mountains and beautiful, mild temperatures. The country is one of the most desirable places in the world for retirees, but you will need a visa and to understand the […]

Digital Inheritance: How to Protect Your Digital Assets When You’re Gone

Japan Digital Assets

We live in a digital world. In 2019, 34% of people preferred mobile banking and 22.8% preferred online banking to access their accounts, according to the FDIC. International investment accounts make it easy to start investing from the comfort of your sofa. Modern investment accounts are digital and accessible 24/7, but what happens to them […]

Cancer Insurance in Japan

Cancer insurance can cover cancer treatment costs.

Chances are you probably know at least a few people who have been diagnosed with cancer and maybe a few people who have unfortunately died from cancer. Cancer is one of the most common illnesses in the world. About 40 percent of people will be diagnosed with cancer at some point in their life. To […]

Investing for US Nationals and US Taxpayers Living in Japan

investments growing

Investment is a challenge for foreign expats in Japan. In particular, American expats face obstacles that can make investment seem an infeasible task. One such obstacle is the tax laws in Japan and America. Both the United States and Japan have strict international tax laws. Failing to adhere to tax laws has dire consequences. However, […]

Japanese Life Insurance in English

Life insurance covers your family if you die.

Life insurance is important. However, for international people living in Japan, finding a good life insurance policy can be complicated. Language barriers make it difficult for English speakers to understand policies coherently, and failing to understand your cover can have costly implications. Even worse, many English speakers living in Japan may decide to forgo life […]

What Type of Life Insurance Should Foreign Expats in Japan Have?

life insurance protects family and loved ones

Life insurance is important. International residents of Japan, especially those with dependents, should consider life insurance. If a household’s breadwinner dies, life insurance can substitute lost income, and help pay any accrued medical expenses or debts.Life insurance functions like other types of insurance. The policyholder pays a premium, typically monthly. If they die, their family […]

The Cheapest Way to Send Money Home From Japan

financial adviser Japan

Tens of thousands of people send money overseas from Japan every day. Unfortunately, many of them are likely overpaying for the service. Historically Go Lloyds was one of the best low cost remittance services aimed at foreign residents but since the acquisition of the Lloyds TSB service by Shinsei Bank there may be better options available. First it would be wise […]